Ruth Titilayo Undergraduate Scholarship 2026: ₦120,000 Funding

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The Ruth Titilayo Undergraduate Scholarship 2026 is an educational funding opportunity offered by the Ruth Titilayo Educational Foundation (RTEF) to support undergraduate students studying at Federal and State Universities in Nigeria.

The scholarship provides a tuition allowance of up to ₦100,000 and a maintenance allowance of up to ₦20,000, while additional support may be provided at the discretion of the scholarship committee.

Important: The official RTEF website currently states that the 2026 application is now opened. The application window listed for this edition was 1 October 2026 to 31 October 2026. The information below covers the full eligibility, funding, selection and application details published by the foundation, and can also help applicants prepare for a future application cycle.

Scholarship Overview

ScholarshipRuth Titilayo Undergraduate Scholarship 2026
ProviderRuth Titilayo Educational Foundation
Study levelUndergraduate
Eligible institutionsFederal and State Universities in Nigeria
LocationNigeria
Tuition allowanceUp to ₦120,000
Maintenance allowanceUp to ₦20,000
Additional allowancesAvailable at committee’s discretion
Maximum stated core allowanceUp to ₦120,000
Age requirementUnder 25
Minimum GPA4.0/5.0 or equivalent
Application period listed1–31 October 2026
2026 statusOpen
Shortlistingfrom November 11th
InterviewDecember 2026
Application methodOnline

About the Ruth Titilayo Undergraduate Scholarship

The Ruth Titilayo Educational Foundation provides educational support to students who demonstrate academic potential but may face financial barriers to continuing their education.

The foundation says its broader vision is to make quality education more accessible and to help break the cycle of poverty by removing financial barriers that prevent people from accessing education.

For the undergraduate scholarship, successful applicants must be studying at a Federal University or State University within Nigeria. The grant can either cover relevant expenses substantially or provide a smaller contribution toward the student’s educational costs.

Scholarship Benefits

Successful undergraduate scholars may receive:

  • Tuition allowance of up to ₦120,000.
  • Maintenance allowance of up to ₦20,000.
  • Further allowances, including examples such as internal travel costs associated with the course of study, research-related travel and fieldwork expenses, may be paid at the discretion of the scholarship committee.

The foundation’s conditions of payment clarify that the scholarship is partially funded and capped at ₦120,000 for tuition and ₦20,000 for maintenance. If the award does not cover the student’s entire tuition bill, the student remains responsible for the balance.

How Tuition Is Paid

The foundation states that tuition fees are not paid directly into a scholar’s personal account. Instead, tuition support is paid on behalf of the awardee to the school.

If an awardee had already paid their school fees before receiving the scholarship, the award may be carried forward to the next academic year. For final-year students who have already paid their fees, the committee may consider an appropriate grant at its discretion.

Eligibility Requirements

Applicants must satisfy all of the following conditions:

  • Be domiciled in Nigeria.
  • Be under 25 years old.
  • Be a student at the time of application, or have been registered as a student within the previous three years.
  • Have obtained a minimum GPA of 4.0 on a 5-point grading system, or an equivalent GPA where the institution does not use a 5-point scale.
  • Be studying at a Federal University or State University in Nigeria.

The published undergraduate criteria do not state an additional restriction based on gender, field of study or state of origin.

How Candidates Are Assessed

Candidates are assessed primarily on:

  • Academic merit
  • The information supplied in the scholarship application.

The foundation’s broader scholarship allocation information also states that scholarship decisions consider academic achievements, financial needs, leadership qualities and potential to give back to the community.

Therefore, applicants should provide accurate and complete information that clearly demonstrates their academic record and circumstances.

Interview Stage

Applicants who are shortlisted will be invited to an online interview.

The interview will contain a series of competency-based questions related to the applicant’s current year group.

Applicants should therefore be prepared to discuss their academic experience and demonstrate their understanding of issues relevant to their current stage of university education.

Application Requirements

The initial application is completed through an online application form on the Ruth Titilayo Educational Foundation website.

Applicants who are successful will subsequently be asked to provide copies of:

  • Current school result
  • Two reference letters from tutors
  • Personal statement
  • Any supporting documents requested by the foundation.

Document Checklist

Before applying in a future cycle, applicants should prepare:

☐ Current school result/transcript
☐ Two reference letters from tutors
☐ Personal statement
☐ Any relevant supporting documents
☐ Information required for the online application form

The foundation’s application guidance recommends gathering the necessary information early and allowing sufficient time to complete the application rather than rushing close to the deadline.

Application Process

The published application procedure is straightforward:

Step 1: Check Your Eligibility

Confirm that you meet the age, residency, student-status, university and GPA requirements.

Step 2: Complete the Online Application

Fill out and submit the scholarship application form through the official RTEF website.

Step 3: Provide Supporting Documents

If successful/required at the relevant stage, provide your current school result, two tutor references, personal statement and other supporting documentation.

Step 4: Shortlisting

Shortlisted applicants are contacted by the foundation.

Step 5: Online Interview

Shortlisted candidates participate in an online competency-based interview.

Step 6: Scholarship Award

Successful candidates are formally awarded the scholarship after the selection process.

Application Timeline

For the 2026 scholarship cycle, the foundation published the following timeline:

  • Application deadline: 31 October 2025

Application Deadline is 31 October 2026

Conditions of the Scholarship

There are several important conditions attached to the award.

The foundation states that scholarship recipients are expected to fulfil their obligations, including attending and participating in RTEF flagship programmes such as RTEF Talks and RTEF Hangout. Absence without adequate justification may be considered a violation of the scholarship agreement.

The scholarship is also not backdated. Applicants are considered based on the information they provided at the time of application, and changes in their circumstances during their studies do not result in a reassessment of their application.

Successful candidates must accept their scholarship by the deadline communicated to them. Failure to accept within the specified period can result in the award being revoked and given to another candidate.

The foundation also states that scholarship panel decisions are final, and because of the large number of applications received, individual feedback is not provided to unsuccessful applicants.

About the Ruth Titilayo Educational Foundation

The Ruth Titilayo Educational Foundation (RTEF) is focused on expanding access to education and helping people overcome financial barriers to quality education.

The foundation’s stated vision is to make affordable education accessible regardless of a person’s background or circumstances. Its programmes include educational scholarships, vocational scholarships and skills acquisition programmes.

RTEF says it believes that sound education can create brighter futures and help break the cycle of poverty by supporting the right people and removing financial barriers to education.

Contact Information

For undergraduate scholarship enquiries:

Phone: +234 906 687 5115
Email: undergrad.grants@ruthtitilayofoundation.org
Facebook: @theruthtitilayo

General RTEF contact:

Email: info@ruthtitilayofoundation.org
Phone: +234 906 687 5115

Application Link

The official scholarship information is available on the Ruth Titilayo Educational Foundation website.

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Conclusion

The Ruth Titilayo Undergraduate Scholarship provides financial assistance to eligible Nigerian university students, with support of up to ₦100,000 for tuition and ₦20,000 for maintenance, plus possible additional allowances at the committee’s discretion.